There are many seniors who are surviving on a very low income. Their income is fixed and it can be difficult enough just to manage day-to-day living let alone when costly situations arise. There are many grants for senior citizens living in the USA.
It’s surprising that many seniors are unaware that there is considerable financial help in the form of seniors grants available to them if the need arises.
These grants often come from several sources. Perhaps they come from the government, charities, or even non-profit organizations. It would really pay all seniors who are struggling to look into this as it can go a long way toward improving not just their quality of life, but their longevity as well.
For instance, you may find you need to upgrade your home for safety reasons. Some seniors as they age encounter mobility issues and have to find ways to reconfigure their homes so they can get around easier.
They have no desire to leave their homes and move into some sort of assisted living facility.
HOME REPAIR GRANTS
Many seniors could really benefit by modifying their homes. Updating a home can make it more accessible. It can reduce the risk of falling, reduce energy bills and increases independence.
Here are a few organizations that will help seniors with their home repairs.
Rebuilding Together is a national nonprofit organization that helps seniors repair or modify their homes. They have been helping those in need to repair their homes for forty years.
They help veterans, people with disabilities, and low-income seniors. Their vision is to have a safe and healthy home for everyone.
Don’t hesitate to contact them if you are struggling to make ends meet and your home requires repair in order to improve your safety and quality of life.
DEPARTMENT OF AGRICULTURE
The Department of Agriculture provides single-family housing repair loans and grants. They will help repair, improve, or modernize homes for low-income homeowners.
Their focus is to improve or modernize homes and remove any health safety hazards.
So how do you qualify for this program?
- You must be the homeowner and be currently occupying the house.
- In the event, you are unable to obtain affordable credit anywhere else.
- Your family income is below 50% of the area median income.
Should you require a grant, you must be 62 years of age or older and without the financial ability to repay a loan.
If you need a loan, the maximum amount available is $20,000. Should you need a grant, the maximum amount is $7500. In the event you sell your home within three years of receiving the grant, you would be required to repay the grant.
There is also the possibility of combining a grant and a loan.
A Pell Grant is for those in need. They provided educational grants for low-income individuals who want to pursue a college or university education.
There are no age restrictions and this makes it ideal for seniors living on a low income. Actually, a senior is more apt to get a grant as opposed to more traditional students.
There are several ways to apply.
- Apply online with the Department of Education.
- You can also apply by completing the PDF version that is available on the above site.
- You can call the toll-free number on their website and have the paper application sent to you.
AARP BACK TO WORK PROGRAM
This organization will provide grants to non-profit organizations and charities who want to help seniors secure and maintain financial assets through the Back To Work +50.
They do not give money directly to seniors, but rather to non- profit organizations that will help seniors.
Here is what the program offers
- Skills training to individuals for in-demand jobs.
- Supports institutions that have strong connections with potential employers.
- They will help 50+ individuals looking for work build their skills that can eventually lead to full-time jobs.
- Career counseling is also offered. They provide job coaching and skill development for those seeking jobs.
SENIOR VOLUNTEER PROGRAM
Retired and looking for the ideal volunteer opportunity so you can give back to the community?
This federal grant program will allow seniors to volunteer in the community to keep seniors safe and happy.
Volunteering is a great way to use all the time you have on your hands once you have retired and a great way to meet new people and widen your social network.
There are a variety of areas where seniors can volunteer.
- Be part of your Neighborhood Watch
- Help low-income seniors fix up their homes
- Give immigrants a helping hand by teaching them English.
The beauty of this program is that the senior gets to choose where and how often they will be available to volunteer.
There is also supplemental insurance while on volunteer duty. If there are any costs involved for your volunteer position these will be covered by the program.
For these reasons alone, it would make more sense to be part of this senior volunteer program as opposed to setting out on your own in order to find volunteer opportunities.
There are many grants and opportunities for seniors who struggle to make ends meet.
Whether you need help to fix up your home to make it safer and more modern, wish to further your education, or simply want to find the ideal volunteer situation that suits you best all you have to do is reach out.
It’s amazing how many seniors have no idea just how much is available to them. If you don’t know where to start, try doing a Google search.
Who knows, just typing in available grants for USA seniors might help you find the ideal situation if you are in search of information to guide you.
I have just mentioned a few of the opportunities open to seniors. There are many grants available across the country for seniors in need. Don’t hesitate to begin your search and improve your quality of life in a big way.
Would you like to share your thoughts on this topic? Feel free to leave a comment at the bottom of this page.